Member Agreement
Promote and sell NRC Philippines products to ultimate consumers and not to sell or display those products in retail sales or service establishments. Maintain the highest standards of integrity, honesty, and responsibility in dealing with the Company, consumers and other members. Present NRC Philippines products in a truthful and sincere manner and keep the company unharmed from damages resulting from misrepresentations by Members. Protect the NRC Philippines trademarks and trade name and obtain the Company's written permission prior to use in any advertising (including but not limited to, the internet, literatures other than Company-published, logos, pictures, and other marketing promotional devices. Member understands that display or sale of NRC Philippines products in public, retail or service establishments of any kind is inconsistent with the terms of this Agreement. All orders submitted to the company shall be accompanied by a credit card, debit card, or such other method as may be accepted by the company. Member understands that all orders are subject to acceptance by the Company and the terms of this Agreement. Member is not a joint venture with, or franchisee, partner, agent or employee of the Company. Member has no power or authority to incur any debt, obligation or liability on behalf of the Company. Member, as a self-employed independent contractor, will be operating his/her own business, making individual decisions, buying and selling products available through company in his/her own account. The company shall bear no legal responsibility for the actions taken by Members. Furthermore, both parties acknowledge that the Member is not an employee of the Company and will not be treated as an employee with respect to his/her Agreement for local tax purposes, or otherwise. Member will be responsible for payment of any self-employment and other income taxes. Member will receive commission totals reflecting the amount of the income paid during the calendar year by the Company. It will be Member's sole responsibility to account for such income on his/her individual income tax returns. The company may change suggested retail prices, discounts, commissions, transportation charges, contest rules and active status requirements at anytime. The company will give members at least fifteen (15) days' prior notice of:

a) Any changes to contest rules and active status requirements.
b) Changes to suggested retail prices and shipping charges.
c) Changes in standard discount and commission schedules. Written notice may be given by posting notice on the Company's website. The Company or Member may terminate the Agreement at any time and for any reason by giving thirty (30) days written notice to the other party, or without prior notice and with immediate effect as a result of breach of any of the provisions herein. In determining what actions to take in the event of breach of the Agreement, the Company may consider without limitation the nature and severity of the breach. If you do not agree with action taken by the company, you may submit your dispute to appeal the decision with supporting evidence.

Member agrees to submit any dispute he/she may have to binding arbitration. The arbitration award shall be final and binding and judgment may be entered upon it by any court of competent jurisdiction. Philippines Arbitration Act shall govern the interpretation and enforcement of the arbitration rules and arbitration proceedings. The parties intend for the Dispute Resolution Procedures to apply to the maximum degree possible in any arbitration. If members become involved in a claim or dispute, the Member will not disclose any matter that is subject to the dispute resolution process to any other person not directly involved in the conciliation or arbitration process.

NRC Philippines Salesman Code of Ethics
In order to establish respectful business culture and to ensure fair and honest business activities among members, NRC Philippines Co Ltd., hereafter stated as the “Company”, sets forth the Code of Ethics, and hereby request all members to follow through accordingly. All Members are subject to compliance of the Code of Ethics. This is an inevitable process to prevent any unwanted disadvantages, and to encourage long-term growth of business based on mutual trust between members. Hence, there will be strict enforcement of penalty in violation of the following Code of Ethics, depending on severity of action.
1. False/ Illegal/ Duplicate Registration
Registering a person without his/her consent, registering false information, or duplicate registration of one person and/or spouses being registered together, is against the Company’s membership registration rules. Memberships will be terminated immediately upon confirmation.
2. False/ Exaggerated Advertisement
It is forbidden to mislead other people by providing false or exaggerated information about the Company. Members shall not mislead anyone with false information regarding Company products, marketing plan, or financial rewards. i.e. Any representations other than the official information provided by the Company including but not limited to: NRC Philippines, Marketing Plan, Product Quality, Price, etc.
3. Personal Websites and Promotional Material Regulation
It is forbidden to sell NRC Philippines products through personal websites (bidding sites, blog, homepage, café, etc) and/or internet shopping malls and other portal sites. It is also illegal to use the Company Logo and/or Name on personal websites or business tools/materials without the Company’s consent.
4. Voluntary Product Purchase Regulation
Members are prohibited from forcing their down-lines or consumers to purchase products, any sort of monetary/materialistic dealings for the purpose of membership registration or withdrawal, and unreasonable purchasing or unwanted selling of products for reasons other than pure consumption (i.e. Mastership achievement).
5. Inducing Line Changes
The Company strictly prohibits recruiting between lines, abnormal change of Sponsors and/or affiliated Centers, and any other personal connection based dealings which destroy mutual trust between members.
6. Monetary and Product Exchange
The Company strictly prohibits monetary or product dealings between members which cause illicit use of credit cards or financial dealings. Members shall not enter into transactions that are unauthorized.
7. Maintenance of Members’ Dignity
Unethical behavior of NRC Philippines members, such as personal issues between members, violence, reckless slandering and defaming other members that damage their character are forbidden.
8. Luring Other Businesses
It is strictly forbidden to recommend other MLM businesses, advertise or sell the products to existing NRC Philippines members. If the member is a member or higher status then, the membership will immediately be terminated upon confirmation of such actions.
9. Protection of Personal Information
Members must thoroughly protect the personal information of consumers and/or keep confidential their information collected through NRC Philippines business, and may not use, copy, store, or disclose it without the individual’s consent.
10. Obeying Laws and Regulations
NRC Philippines members must fully understand and follow the relevant laws concerning their business, as well as the Company regulations. Rules and regulations will be in accordance within the jurisdiction provided by the respective Company. The above Code of Ethics must be obeyed in order to protect the members’ business and for long-term growth of all parties involved. The Company has the right to impose penalties on any member in violation of these regulations, such as suspension or termination of membership, depending on severity of violation. In addition, all connection with the Company will cease upon termination of membership, and terminated member may not continue practice of business as member of the Company.

Registration of Couple Membership
1. Individuals who are legally married as husband and wife shall join NRC Philippines under one membership, and each person may choose to be either primary or a secondary member. Registration and withdrawal procedure for couple membership is the same as regular membership. (However, if primary member resigns from NRC Philippines, secondary member will be terminated automatically.)
BUSINESS OPPORTUNITIES
1. Sales Incentive : Sub Sales (NV) should be followed as shown in the chart below

Level	Sub Sales NV	Percentage & amount	Remark
AC	(1st+2nd or 3rd+4th total) Upper 30,000NV	5.0%	1st+2nd,3rd+4th (Fresh Out) ※This is only for official AC level
Upper DT	Upper 400,000 ~ 2,000,000	12.0%	Weekly(Fresh Out)
	3,000,000 ~ 5,000,000	10.0%
	7,000,000 ~ 9,000,000	9.0%
	12,000,000 ~ 16,000,000	8.0%
	20,000,000 ~ 30,000,000	7.0%
	40,000,000 ~ 50,000,000	6.0%
	50,000,000 ~ 100, 000,000	₩3,500,000
	100,000,000 ~ 200,000,000	₩4,500,000
	200,000,000 ~ 400,000,000	₩8,000,000
	Upper 400,000,000	₩10,000,000

※Every Sales (NV) should follow the equivalent Point System as above.
-You will be given Points equivalent to 35% of the company’s total sales.

2. Level Incentive : Level Incentive is for upper RD who maintain their positions For the 2 periods(1st+2nd or 3rd+4th) Each Levels reward 15% of entire sales(NV) Equally

Level	Ammount	Remarks
RD	Php 12,500	Provide fixed amount for RD, ED and DD levels
ED	Php 25,000
DD	Php 50,000
SDD	0.8%	Upper SDD members are provided the each rate of total sales NV (Excepting NLIHOME products)
CDD	0.6%
PM	0.4%
IM	0.2%

Only for NRC PHILIPPINES Members, it’s not included Korean members.
15% Sales of Cosmetics & Food Supplement only.
NLIHOME Products are not included for incentive/rewards

3. Level Incentive Plus : This is for members who are newly promoted or remained as upper RD Levels

Level	Remarks
RD	Provide Level Incentive Plus for RD level when NRC Philippines sales regarding Level up & Maintain meet.
Upper ED	Provide Level Incentive Plus for Upper ED regardless their nations.

Provide level incentive amount 15% NV regarding total sales of NRC Philippines and then distribute remained amount equally regardless their levels.

4. Monetary Incentive : One-time Bonus after promotion over RD

Level	Special Bonus
RD	NRC Products of 12,500PHP
ED	NRC Products of 41,400PHP
DD	Cash 125,000PHP, Dream Tour(Principal)
SDD	Cash 416,000PHP, Dream Tour (Couple)
CDD	Cash 2,080,000PHP, Dream Tour  (Air Transfer + Hotel Accommodation)
PM	Cash 4,150,000PHP, Benz S500 or BMW750,  Europe or America Tour (4 Air Transfer + 10 night 11 days Hotel Accommodation),  Dream Tour (Couple, Air Transfer + Hotel Accommodation)
IM	Cash 62,500,000PHP, Europe or America Tour (4 Air Transfer + 10 night 11 days Hotel Accommodation), Dream Tour (Couple, Air Transfer + Hotel Accommodation)

5. SCHEDULE OF INCENTIVE PAY-OUT

Schedule	Period	Deadline	Pay-Out Date
1st	Every 1st ~ 8th  day	Every 8th	This 30th
2nd	Every 9th ~ 15th day	Every 15th
3rd	Every 16th ~ 23th day	Every 23rd	Next 15th
4th	Every 24th ~ Last Day	Every Last day

1) Rules in Providing Different Kinds of Incentive
2)Common
-If the Pay-out date falls on a holiday, it will be credited before the assigned day, depending on the banking days The Incentive Pay-out will be adjusted if it exceeds to 35% of the total company sales.

Product Refunds and Exchanges
1. If for any reason, you are not satisfied with our products, you may return them within 30 days of purchase, the company will refund one hundred percent (100%) of the price, less applicable bonuses to you on unopened and resalable products.
2. All products are returnable if the product is in the same condition as when purchased including the product packaging or if you discover the product defects.
3. The form of the refund will be based on the original form of payment. Instead of a refund, the company may choose other alternatives such as a product credit. The return of products may affect your eligibility to receive bonuses and your Mastership, and if bonuses have already been paid on the returned product, then the company will recoup your bonuses.
4. The company will exchange products purchased directly from the company that are incorrectly sent, or are defective, if you notify the company within thirty (30) days of the date of purchase.
5. You must comply with the following procedures to obtain a refund or exchange;
i. You must return the product to NRC Philippines Trading Inc. during office hours together with the original sales receipt.
ii. All return shipping cost (if any) must be paid by you.
iii. Products sent to the company without prior company approval will not qualify for a refund or exchange and will be returned to you at your expense
iv. Procedures may vary in jurisdictions where different requirements are imposed by law.

The company is committed in protecting the security and privacy of your personal data. The purpose of this Privacy Policy is to inform you as to what information may be collected from you when you visit our website ("the Site") or when you opt to become a Distributor of NRC Philippines Trading Corp. (“Company”), how the Company will use and protect the same, and with whom the said information may be shared. The Company will not collect, process or disclose any personal data about you unless you voluntarily choose to provide us with it and give your consent thereto, or unless such disclosure is required or permitted by applicable laws and regulations.

COLLECTION AND PROCESSING OF INFORMATION
You may be asked for certain types of personal information (e.g., your first and last name, NRC number, mailing address, postal code, telephone number, email address, credit card number, bank information, etc.). If you do not want to disclose your personal information to us, please do not submit it. However, this means that in some cases, we may not be able to provide you the service that you have requested.

USE OF INFORMATION
Information collected from you will be used for a variety of purposes. You will be informed about these purposes at the time of collection. For instance, information about Distributors will be used for documentation and processing of their application, calculate their respective earnings, incentives, and bonuses.

Sensitive information such as, but not limited to, one’s origin, religious beliefs, education, social security number, license, tax identification number and other information provided by the government which is peculiar to an individual may also be collected when necessary and legally required under the circumstances, and always with your consent.

The Company may employ third persons to perform functions and services on our behalf, such as fulfilling orders, delivering packages, processing credit card payments, and providing customer service. These vendors are under separate contractual obligation to use confidential data received from the Company only for purposes that fall within the functions for which they were hired.

Further, the Company may disclose information that were collected from you when we have sufficient reason to believe that this is necessary to identify, contact or bring legal action against any persons or entities that may be harming you, the Company or other distributors. We may also disclose your information when we the law requires it.

Lineage Reports, which information on Distributors in a Distributor's sub-line, including, but not limited to, name, identification number, level or rank and sales statistics, are provided to Distributors in the strictest confidence and for the sole purpose of supporting the Distributors to further develop their Membership.

In addition, personal information submitted to the Site of the Company may be viewed and shared by other companies related or affiliated to NRC Philippines Trading Corp., which may be outside the Philippines. By submitting your information online, you also give your consent that the affiliates and business partners of NRC Philippines Trading Corp may legally use the same.

SECURITY
We take reasonable steps to ensure that the personal information we collect from you remains accurate, timely and secured. While no data transmission over the Internet can be guaranteed to be 100% secure, we will strive to protect your personal information using the security measures that we considered best under the circumstances. We shall not be responsible for harm that you or any person may suffer as a result of a breach of confidentiality in respect to your use of the Site or any information that you submitted to the Site.

DATA INTEGRITY
Personal information will be kept in active files or systems as long as needed to meet the purposes for which it was collected or as required to perform the contractual relationship with the Distributor and his/her upper-line, and the commercial relationship with the customer.

ACCESS OR CORRECTIONS TO YOUR INFORMATION
If you identify any inaccurate personal information, or if you need to make a change or would like to verify such information, please contact us so that we may update your information in our records or you may go online to one of NRC Philippine’s websites and update your own information.

The Site is a general audience web site that is not specifically designed or targeted at children. We do not knowingly collect, use or disseminate any personal information from persons under the age of 18. If, however, we become aware that personal information regarding a person under the age of 18 has been collected at the Site, we will make reasonable efforts to delete it from our records. COOKIES
Cookies are small pieces of information that are stored on computer hard drives. We may use cookies to recognize you when you return to the Site in order to provide you with a better user experience. If may opt to block these cookies, however, please note that, in such case, you may not be able to take full advantage of the features and functions of the site.

THIRD-PARTY LINKS
The Site may contain links to web sites operated and maintained by third parties over which we have absolutely no control. Any information you provided to third party websites will be governed under the terms of each websites' privacy policy and we encourage you to investigate and ask questions before disclosing any information to the operators of third party websites. We have no responsibility or liability whatsoever for the content, actions or policies of third party websites. This Privacy Policy is hereby adopted in compliance with Republic Act No. 10173 or the Data Privacy Act of 2012 (DPA), its Implementing Rules and Regulations, and other relevant policies, including issuances of the National Privacy Commission. This organization respects and values your data privacy rights, and makes sure that all personal data collected from you, our clients and customers, are processed in adherence to the general principles of transparency, legitimate purpose, and proportionality. I hereby agree and consent that NRC Philippines Trading Corp. may collect, use, disclose and process my personal information set out in this form, which are voluntarily provided by me. These information may be used by the Company or any of its affiliate, business partners and related companies in (1) processing my application for and providing me with the services and products of the Company or any of its affiliate, business partners and related companies; (2) administering and managing my accounts with the Company; (3) determining my performance for purposes of calculating my commissions, incentives and/or bonuses; and (4) for other purposes that the Company deemed appropriate. I also acknowledge and agree that my personal data may be disclosed by NRC Philippines Trading Corp. to its third party service providers or agents which may or may not be located in the Philippines.

HOW TO CONTACT
If you have any question about this Privacy and Security Policy, please contact us at: NR Communication Philippines, 2nd Floor, AIC Grande Tower, Garnet Rd., Ortigas Center, Pasig City E-mail : nrcp.dpo@gmail.com / Tel : +63-2-721-7527